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Good Debt versus Bad Debt
You probably often hear financial experts discuss the importance of keeping bad debt low, while effectively managing good debt. In fact, creditors assess the balance of your good debt versus bad debt when determining whether or not you are a good candidate for a loan or a line of credit.
So how [...]

In a move designed to revitalize the stagnant housing market, the Senate has voted to approve a measure that would provide a tax credit of up to 10% of the value of new or existing homes, with a cap of $15,000. The current law in place provides a $7,500 tax credit, but only to first [...]

While most of us realize that money can’t buy happiness, we are not always aware of the unhappiness that the pursuit of money can cause. Debt, poverty and financial strife are the obvious financial culprits that contribute to money-related stress and misery, but recent research also suggests organizing our lives around achieving wealth actually decreases [...]

Reader’s Digest features an inspiring article about the secrets of self-made millionaires. If you want to learn what it really takes to save a million dollars, this article offers a number of great tips.
If you imagine Wall Street power brokers and wealthy socialites living in penthouse apartments and exclusive mansions whenever you hear the word [...]

There are many ways to increase the amount of money you save each year, including cutting spending and contributing to a 401K. Another great way is to increase the amount of money you earn each year.
How? While your salary might seemed fixed, there are many different ways to boost your yearly earnings. Apply some of [...]

Are you ready to get serious about saving money? Making even small changes now can lead to big results down the road. Check out these top five money saving tips to get you started on the path to financial well-being.
Are you ready to start saving money? Do you want to stop burning through [...]

An acquaintance once asked me what I would do if I was a billionaire.
My reply: “What wouldn’t I do if I was a billionaire?”
Forbes magazine offers an interesting article highlighting some of the world’s billionaires and a few of their frugal habits. It’s a nice reminder that while we may be able to afford certain [...]

Tips for Managing Your Money
Being frugal and thrifty involves more than just looking for the best deals; it also takes careful planning and money management. If you want to truly understand where your money goes each month, you need to carefully track your earnings and spending. But you don’t need to be an accounting wiz [...]

If you work freelance or own your own business, you are well aware that your monthly income can vary widely. You might do great one month, only to find yourself barely scraping by the next. How can you establish a budget when on this feast-or-famine schedule?
Outline Your Budget
The first step is to determine [...]