by admin on January 29, 2008
Foam craft projects are a fun and affordable way for kids to express their creativity. Saving money on craft supplies is easy and painless if you sign up online or in your local craft store for special savings. Store e-mails will notify you of upcoming specials and often come with a 50% off coupon to print and use at the local branch of their store.
If you’re looking for a frugal craft idea, foam art can provide hours of inexpensive entertainment for your children. Your children will enjoy making all kinds of picture frames, bookmarks, flowers, decorative foam magnets, locker pockets, note and pencil holders, and much more.
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by admin on January 28, 2008
Reader’s Digest features an inspiring article about the secrets of self-made millionaires. If you want to learn what it really takes to save a million dollars, this article offers a number of great tips.
If you imagine Wall Street power brokers and wealthy socialites living in penthouse apartments and exclusive mansions whenever you hear the word millionaire, then think again. As writer Kristyn Kusek Lewis points out, ” …many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn’t material possessions but the choices that money can bring.”
The article describes five secrets of successful self-made millionaires:
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by admin on January 26, 2008
There are many ways to increase the amount of money you save each year, including cutting spending and contributing to a 401K. Another great way is to increase the amount of money you earn each year.
How? While your salary might seemed fixed, there are many different ways to boost your yearly earnings. Apply some of these top tips for how to earn more money in order to build your personal wealth and contribute more to your yearly savings.
1. Consider asking for a raise. While this might not be a viable option for all individuals, even a small increase in your hourly pay or yearly salary can make a dramatic difference. But asking for a raise involves much more than just telling your employer that you want more money. You need to make a case for why you deserve a raise. For example, explain how much you have improved sales or productivity during your tenure in your current position.
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by admin on January 25, 2008
How to Make Your Own Window Cleaner
Tired of buying name brand window cleaners that cost too much and leave streaks on your windows? Then try making your own low-cost window cleaner. Not only do homemade window cleaners cost less; they are also better for your family and the environment.
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by admin on January 23, 2008
Are you ready to get serious about saving money? Making even small changes now can lead to big results down the road. Check out these top five money saving tips to get you started on the path to financial well-being.
Are you ready to start saving money? Do you want to stop burning through your monthly income and start getting what you really want out of life? Then stop dreaming and start saving. Trimming your budget and curbing your spending habits is not difficult; it merely takes a bit of planning and a lot of commitment.
Ready to get started? Check out the following top five money saving tips to find great ways to start saving money each and every day.
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by admin on January 22, 2008
An acquaintance once asked me what I would do if I was a billionaire.
My reply: “What wouldn’t I do if I was a billionaire?”
Forbes magazine offers an interesting article highlighting some of the world’s billionaires and a few of their frugal habits. It’s a nice reminder that while we may be able to afford certain indulgences, this does not mean that we necessarily need to splurge. “I don’t need Saville Row suits,” billionaire John Cauldwell explained. “I don’t need to spend money to bolster my own esteem.”
1. Warren Buffet
Estimated Net Worth: Almost $60 billion
Frugal Fact: Buffett still lives in the same home he purchased 50 years ago for just $31,500.
2. Ingvar Kamprad
Estimated Net Worth: $33 billion
Frugal Fact: Drives a 1993 Volvo and flies coach.
3. Jim C. Walton
Estimated Net Worth: $16.4 billion
Frugal Fact: While he is a member of one of America’s wealthiest families and ranked by Forbes as the 23 richest person in the world, Walton reported drives a 15 year old Dodge Dakota.
4. Azim Premji
Estimated Net Worth: $17.1 billion
Frugal Facts: This chairman of one of India largest software companies opts for economy flies, off-brand suits, budget hotels and drives a Toyota Corolla.
5. David Cheriton
Estimated Net Worth: $1.4 billion
Frugal Facts: Despite earning a fortune from his Google stocks, Cheriton makes many frugal choices. He lives in the same home he bought in 1981, drives a 1993 Honda Accord and even cuts his own hair.
When Forbes asked about his frugal lifestyle, Cheriton cited a Wikipedia definition of frugality: “The acquiring of and resourceful use of economic goods and services in order to achieve lasting and more fulfilling goals.” Which is certainly something we can all aspire to.
